Effective Date: April 17, 2026
At Capital Harbor, we are committed to delivering high-quality business credit education, consulting, and strategic services. Due to the nature of our services, this Refund Policy outlines our strict guidelines regarding payments and refunds.
1. No Refund Policy
All sales are final and non-refundable.
By purchasing any service, program, or product from Capital Harbor, you acknowledge and agree that:
Services begin immediately upon purchase
Digital and consulting services cannot be returned
No refunds will be issued for any reason, including but not limited to:
Change of mind
Lack of participation
Failure to follow the program
Business or financial outcomes
2. Service Commitment
Capital Harbor provides education, guidance, and strategic support, not guaranteed results.
You understand that:
Results depend on your participation and compliance
We do not control lender, vendor, or financial institution decisions
No guarantees are made regarding approvals, funding, or outcomes
3. Chargebacks & Disputes
By purchasing our services, you agree not to initiate a chargeback or payment dispute without first contacting us to resolve the issue.
In the event of a chargeback:
You may be immediately removed from all services
Future services may be denied
We reserve the right to provide proof of agreement, service delivery, and usage
4. Payment Plans (If Applicable)
If you select a payment plan:
You are responsible for completing all scheduled payments
Failure to complete payments does not cancel your financial obligation
No refunds will be issued for prior payments
5. Exceptions
Refunds may only be considered under the following limited circumstances:
Duplicate payment errors
Billing errors made by Capital Harbor
All approved exceptions are issued at the sole discretion of Capital Harbor.
6. Cancellations
You may cancel any ongoing or subscription-based services at any time.
However:
No refunds will be issued for payments already processed
Access may continue until the end of the billing period (if applicable)
7. Acknowledgment
By purchasing from Capital Harbor, you acknowledge that you have read, understood, and agreed to this Refund Policy.
8. Contact Us
If you have any questions regarding this policy, please contact us:
Capital Harbor
Phoenix, Arizona
info@capitalharbor.com
(Your Phone Number)