Effective Date: April 17, 2026
Capital Harbor Group (“Company,” “we,” “our,” or “us”) is committed to protecting your privacy and safeguarding your personal and business information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you access our website, services, and platforms.
1. Information We Collect
We may collect the following categories of information:
Personal Information
Full name
Email address
Phone number
Billing and payment information
Business name and business details
Any information you voluntarily provide through forms, applications, or communications
Business & Credit-Related Information
Information related to your business structure, credit profile, and funding goals may be collected to provide our services.
Automatically Collected Information
IP address
Browser type
Device information
Website activity and usage behavior
Cookies and tracking technologies
2. How We Use Your Information
We use your information to:
Provide, operate, and improve our services
Deliver business credit education and consulting services
Process payments and manage accounts
Communicate with you (including updates, support, and service-related notifications)
Send promotional and marketing communications (where permitted)
Analyze usage trends and improve user experience
Ensure compliance with legal and regulatory requirements
3. SMS & Communication Consent
By providing your phone number, you consent to receive text messages, calls, and automated communications from Capital Harbor related to:
Account updates
Service notifications
Promotional offers
Message frequency may vary. Standard message and data rates may apply.
You can opt out at any time by replying STOP to any message.
We do not sell or share SMS consent with third parties for marketing purposes.
4. Sharing of Information
We do not sell your personal information.
We may share your information with:
Trusted third-party service providers (payment processors, CRM systems, email/SMS platforms)
Business partners or vendors as necessary to deliver services
Credit monitoring providers or financial platforms (only when initiated or authorized by you)
Legal or regulatory authorities when required by law
5. Third-Party Services & Integrations
Our services may involve integrations with third-party platforms, including but not limited to:
Credit monitoring services
Payment processors
Business service providers
We are not responsible for the privacy practices or policies of third-party providers. You are encouraged to review their policies before providing information.
6. Data Security
We implement industry-standard security measures to protect your information from unauthorized access, disclosure, or misuse.
However, no system is completely secure, and we cannot guarantee absolute protection of your data.
7. Cookies & Tracking Technologies
We use cookies and similar technologies to:
Improve website functionality
Analyze traffic and user behavior
Enhance your experience
You may disable cookies through your browser settings, though some features may not function properly.
8. Your Rights & Choices
You have the right to:
Access the personal information we hold about you
Request corrections or updates
Request deletion of your data (where applicable)
Opt out of marketing communications
To make a request, contact us at: info@capitalharbor.com
9. Financial & Business Credit Disclaimer
Capital Harbor provides educational and consultative services only.
We are not a lender, credit bureau, or financial institution. We do not make credit decisions or guarantee approvals.
Any funding, credit approvals, or financial outcomes are determined solely by third-party providers based on their criteria.
10. Data Retention
We retain your information only as long as necessary to:
Provide services
Comply with legal obligations
Resolve disputes
Enforce agreements
11. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect information from minors.
12. Changes to This Policy
We reserve the right to update this Privacy Policy at any time. Changes will be posted with an updated effective date.
13. Contact Us
If you have any questions about this Privacy Policy or your data, contact us:
Capital Harbor
Phoenix, Arizona
info@capitalharbor.com
888-597-3257